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It will be awesome if you choose an insurance policy that covers auto repairs. When you go to the repair service company, they might provide replacement parts which are not original. Since you pay them, do not ever desire to tolerate it. It is important that you become responsible when driving your car because it is still better to be safe than using the insurance and enjoying the claims because of accident. If ever somebody hits your car along the way and it is not your fault, it matters for you to get a photo of the incident so that you can have an evidence to be show to the insurance provider. Though you want to get the claims, it is still important to prove them that you have been involved in the accident and that is the truth. To learn more on the importance of insurance, check out http://www.huffingtonpost.com/david-a-dedman/6-must-have-insurance-pol_b_5906534.html.